Jun 26, 2013
I have to laugh at these scammers - when you're going to be served with legal papers - the court process server just shows up. No one calls you ahead of time to warn you. And you wouldn't be served papers to appear in court the next morning - the system just doesn't work that way! They're probably going to call back and try to scare you into paying a "fine" or a bogus debt.
Do NOT agree to pay or acknowledge the debt unless they MAIL (not email or fax) you a debt validation letter proving you owe a debt and they can collect that debt in your state. This is required per the FDCPA. Read about the FDCPA and learn your rights as a consumer. When they call back, let them know you've reported them to the FTC, the FBI and your state's Attorney General (and do so). Also let them know that all calls they make to you are being recorded so your own attorney can sue THEM for violations of the FDCPA (even if you don't have an attorney). Bottom line - if they refuse to mail the legally required documentation proving you owe a debt, you owe them nothing.