You are correct.  All of that is a violation of Federal law.  I was a Bank Exsmlner for 15 years

Got the call a week ago, didnt bother answering. Got the call again today, missed it, called back, heard the msg, left my own asking wtf'. A few minutes later I got another call, picked up, its Jay Douglas asking for me. "Is this_____?" Maybe. "Can u leave a msg for _____?" Possible. If u tell me why youre calling. He hung up. I called back and left a msg telling him that If he ever called again id find him, snap his neck, and pee in it.

rude caller and violate privacy

If contacted by these crooks, please take the time to read what you need to know, do, and where to report here:  http://800notes.com/Phone.aspx/1-651-287-6118#p1214292478361054166

I just block the number and don't give any type of information. also when he called he was aggressive and hung up because I wouldn't give him my name.. tough cookie to many scammers to not identify who you are and where your calling for. I really hope he don't think I'm going to call back that is a trick call and hang up, to act as if the phone was disconnect. nice try wrong person.