The text said that a woman named Carolyn McEachern gave me access to view photos on Everalbum and gave me a link to a website. I have never heard of this woman or this site and have no idea what photos would be on there

Forward the text to 7726.  Do not open the link as it contains malware that will install itself on your phone.

I received the same text message as Pam however, it was a mans name they used stating he grated me access to use Everalbum. I did not open it or click on the link.

If I did open it what should I do?

I would look for an antivirus/malware for your phone at the Google or Apple store, install it and see what happens.  Or go to your phone carriers store and let them look at it.