first you get an email saying that fraud has been commited on you credit card and when you call this number you have to put in your credit card number, your pin nu,ber and your social security number.

I didnt receive a call but i did get an email:

Dear Bay Bank & Trust Co. Customer,

 We detected irregular activity on your ATM/Check Card  on 1/17/2008.

 For your protection we have had to suspend any future authorizations
 being conducted with your Bay Bank & Trust Co. ATM/Check Card.

 For your security we have deactivate your card.

 How to activate/re-activate your card ?

 You may stop by your branch or call our Card Department:

 Toll-Free (641) 665-5660 (24 Hour Line)



 Our automated system allows you to quickly activate your card.

 We apologize for any inconvenience this may cause.



©2005 - 2006 Bay Bank & Trust Co
P.O. Box 59350 Panama City, FL 32412-0350

I got the same scam via email with the same phone number.

I got an e-mail with the same message- I Goggled it and here I am.