same thing as youve all said

Called at 9:59. didn't answer.  Called at 10:00 and I answered and the said hi and then disconnected.

Called me as well, left a message saying his name was Doug Jones and he wanted to finish discussing the financial information we discussed a week ago.  Said that he could help us consolidate our bills and get a low 1.5% interest rate, but I needed to call back immediately to lock it in.

The number was disconnected when I returned the call.

I have never spoken to anyone about lowering interest rates or consolidating bills, so this was a scam!

I answered said hello, a man said hi and then silence. I hung up

Same here... said hello, he said hello, then call disconnected.