Ariel my 93 mom in her death bed was call by this # after further research Scam...Scam...Scam...google Capoli Capoli and Associates...also Known as Mack Davis and Associates...Biggest Scam artists .Donald Phillips is a piece a work low life known by his friends and family as Joe Karapetyan...Biggest Scum Bag of a human being..Do not give this man your Money! He made my mom paid but i stopped it. main corporate #626-792-9716.

Posted 11 October 2013 - 08:03 AM
A couple weeks ago, my sister (who I have no contact with for the past 2 years) emailed me.

She said CC&A contacted her re a "pending legal matter" and left their info just in case she heard from me.

I called the number (I was scared about being sued)!

I gave them my address (they had two, I confirmed the correct address).


I got a letter in the mail-

Dear
Sister Outsider,

Re Chevron account

Please accept our settlement offer.



No mini-miranda, the debt was charged off 5/2009 (the SOL is 4 years) and these scum aren't licensed to collect in my state.

I would like to sue.  Pretty much because I'm tired of being pushed around and want to get these guys.

So, this is what I think I have:

Collecting a debt that's outside of SOL
Collecting with no license in my state
Contacting a 3rd party (I'm so embarassed- isn't that defamation??)
Threatening to take an action they are not legally allowed to take (Pending legal matter??)
 
I don't have any proof except the letters, my credit reports saying that the debt was CO in 5/09 and a printed email from my sister.
They have not placed this on my CR, and I sent them a letter asking them to prove, etc, so I don't think they will report.

But I'm angry and I'd like to get them for violations.

Any suggestions?? What evidence do I need and what laws could I get them on??

SisterOutsider