Feb 25, 2015
Debt Collector. Dead air, but they are recording the call. They are checking to see if you say anything, to see if the number is any good, to see if it goes to a voicemail that identifies your name, so they can have one of their collectors call at a later time to work with you. ** IMPORTANT ** NEVER work with a debt collector over the phone. do EVERYTHING in writing through the certified mail and keep copies of all letters back and forth. The first thing you want to do is send a debt validation letter to have them prove it is yours. But before that, you MUST check the statute of limitations-- after a certain number of years, debts drop off your credit report UNLESS you talk to a creditor.... THEN the clock restarts! so be very careful and do your research people.