Some states have 10 year limits. Depends in what state the credit was issued.
Other
Recent comments:
1
Apr 12, 2016
Portfolio Recovery Debt Collector.
Debt collector
2
Apr 13, 2016
left no message on cell phone.. did not answer.
Other
3
Apr 13, 2016
Got a call from this number, at 8 in the morning. No voicemail left.
It's not in my contacts. Left no voicemail.
Other
4
Apr 17, 2016
Portfolio Recovery. Trying to collect 20 year old debt that wasn't mine.
Debt collector
5
Apr 17, 2016
Which is why you should immediately send them a certified, return receipt "not me" letter. Curious though how you know it is a 20 year old debt if it isn't yours.