This caller is using the area code and prefix of the cell phones in my area but calling from somewhere else. she has tricked me into answering twice now. and with two different numbers, both looking like cell phone numbers in my area. I usually don't answer calls that are out of my area, but when I see a number calling that is in my area I will answer. She is calling in referenced to my credit card. Sais there is no problem with it yet. Problem is, I don't own a credit card. LOL "Bit@@!!!"