This number is stating that they are from "my" credit card company without identifying themselves stating I am qualified to lower my interest rates to 4.9%...I hung up!

You can file reports here:

https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2
http://www.consumerfinance.gov/complaint/

These scum need to die in a fiery hell.

DO NOT ANSWER ANY CALLS FROM UNKNOWN NUMBERS, ESPECIALLY IF THEY ARE SPOOFING THEIR NUMBERS, THIS PATICULAR SCAM TELEMARKETING RING, CALLS ALL CELLS AND LANDLINES HOPING THAT THEY GET A "SUCKER" ON THE LINE THAT WILL ACTUALLY GIVE OUT THEIR CREDIT CARD OR DEBIT CARD INFO ALONG WITH OTHER PERSONAL INFO.

JUST USE "MR.NUMBER FOR ANDROID BASED SMART PHONES OR  FOR I-PHNE JUST LOOK UP AN APP FOR NUMBERS TO BE BLOCKED. I PERSONALL HAVE HAD GREAT LUCK WITH MR. NUMBER WHO BLOCKS THESE SCUM BAGS FROM CALLING MY NUMBER AND TAKING AWAY MY MINUTES.

REMEMBER DO NOT GIVE OUT ANY INFO IF YOU ARE CALLED BY A COMPANY YOU HAVE NEVER DONE BUSINESS WITH, JUST DONT ANSWER THE UNKNOWN CALLER.

I just start giving them phone S@x - answer sensually and ask them what they are wearing, what they are doing to themselves, where they are touching themselves.

I even asked them for their credit card number before.  Turn the tables on them, waste their time.