Called around 4pm today and said she was calling to confirm that someone would be available to accept a signed legal document for Billy Kearney.  I told her no, don't know anyone by that name.  She questioned me, I said "Nope don't know anyone with that name." and she hung up.

Its a scammer. Threatened me with litigation on a fake debt, the she said she couldn't give me anymore information and directed me to contact another number. Beware, I actually verified with US Bank that I didn't owe them anything, just to make sure. This is 100% a scam!