Here's the transcription of the voice message from an automated call: Calling in reference to your current credit card account. There's no problems currently with your account. It is urgent, however, that you contact us concerning your eligibility for lowering your interest rates to as little as 6.9% your eligibility expires shortly, so please consider this your final notice. Please Press 1 now on your phone to speak with a live operator and lower your interest rates, or press 2, to discontinue further notices. Thank you and have a great day.