I got a call from this number with the caller id "Lower Interest". Answered and they said they were from the Qualification Department for Visa and Mastercard and also service Discover and American Express. Asked if I carried a balance on my credit card, told them no. He said they'd take me off the list. I don't think there is any such thing as a qualification department for Visa and Mastercard as the cards are issued by individual banks who have their own standards. Sounds like a scam.

These people are relentless. They call nearly every other day. We are on the "Do Not Call" list. You can't talk to anyone because it is a recording. We pay our cards off every month, They have called AT LEAST three times in the past nine days. How can I get them to STOP???

they call me every other week. i decided to stay on hold to "hear" their "offer". when a rep picked up and asked if i called about an offer, i said very calmly and politely that i am calling about the calls that keep coming through when they say "this is your second and final notice" ...he hung up. I called the number back and the 2nd option is to be removed from their list, but we will see. they are NOT legit! they ARE a scam

They call 3 times a week.  When you stay on and ask to be removed, they just hang up.

Same thing,  I stay on and asked to be removed and they hang up.  Some credit card scam.  I really hate these people.  I reported it to DoNotCall, but I do not expect any results.