I made the mistake of getting this card when on a trip to Vegas earlier this year. When I tried to pay it when I got home to Canada, they would not accept any other credit card payments. The customer service girl told me to send in a Canadian cheque and it would be fine. Then a few months later, I'm getting statements with ridiculous late fees and these harassing phone calls. How do you get auto answer on your phone? I recommend never shopping at Anne Taylor stores, Ever!!

They called me 5 am EST yesterday, Sunday. Had the breathing call, thought it odd when the heavy breather said NOOOO!!! IT WAS A WOMAN.
ILLEGAL! ILLEGAL!!! ILLEGAL!!!!  There's three things you can do. You should keep a journal in a three ring binder (so if you forget a day or incident you can put it In place as needed.) so you can build evidence to get them. If 10-20 people will do this over the next 2 months then turn them in to the government who is harsh on them. If 25-50+ would keep these records, band together, we can file a class action suit against them on contingency and make them pay us for every infraction -ALOT!!

1. Return the favor, call for call, action for action. Risk? They try turn you into gov. The problem is you then have gov. ear, not much chance they'll do it. Costs time.
2. Change your number. Big hassle. Which is bigger?
3. Put it in writing. It puts teeth to your unfair collection practices claim to gov.
.  (get your phone co list every call on your bill. Will cost 2-5.00 for the months while record keeping. Far nor to get it later- @ $25/ page, yikes.

WE ARE NOT HELPLESS HERE. UNFAIR COLLECTION PRACTICES CARRY BIG CONSEQUENCES. People don't keep records, this is what they rely on so you lose the claim.

Anyone wishing to keep the records & put suit together email me @ bad collectorwfnb@Gmail

badcollectorwfnbcomenity@gmail.com.  Correct email to join class action.

Continue to call regardless of requesting to be taken off the do not call list.

It's HSN Collections