Jul 11, 2017
THE LAW OFFICE OF CHARLES MIFSUD AKA MLO GROUP
Number threads associated with these crooks: http://800notes.com/Phone.aspx/1-614-389-5280#p1227697400752250967
They don’t seem to have a website.
BBB gives them an A+ rating with no complaints and 2 negative reviews: https://www.bbb.org/centralohio/business-revi ... in-oh-70002944/
Ohio Dept. of State info:
Corporation Details
Entity Number 1386759
Business Name THE LAW OFFICE OF CHARLES MIFSUD, LLC
Filing Type DOMESTIC LIMITED LIABILITY COMPANY
Status Active
Original Filing Date 05/08/2003
Expiry Date
Location: County: State:
Agent / Registrant Information
CHARLES A. MIFSUD
6305 EMERALD PARKWAY
DUBLIN,OH 43016
Effective Date: 03/28/2014
Contact Status: Active
Incorporator Information
CHARLES A. MIFSUD
Ohio attorney information:
Registration # 70498
Looks like they don’t know the law very well since they had a problem in Idaho:
http://www.finance.idaho.gov/ConsumerFinance/ ... nsent-Order.pdf
Newspaper articles referring to bribes paid to lawmakers running for office: http://www.dispatch.com/content/stories/local ... B2_TV91DD6.html
http://www.mydaytondailynews.com/news/state-- ... e1xFhYKACN7pJP/
Looks like they were sued as well:
http://www.sconet.state.oh.us/pdf_viewer/pdf_viewer.aspx?pdf=731047.pdf
https://www.pacermonitor.com/public/case/9112 ... Group,_LP_et_al
Please note that if they are collecting back taxes, that collection activity does not fall under the FDCPA.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Since this is an attorney, also file a grievance here: http://www.supremecourt.ohio.gov/DisciplinarySys/odc/complaint.asp