Jun 29, 2017
Same thing happened to me today. Because I thought I recognized the area code/business call, I called them back before I checked my voicemail. "Rachel" answered as the receptionist/gatekeeper whatever, and then said she'd need to verify that she was speaking to me. I said yes, then she said she was going to "forward me to a mediator".....yeah ok. About 4 minutes later she comes back on (I was in traffic so let's just say I had time to kill) and then presents this "case" and I'm like Rachel weren't you JUST the receptionist? NOW you're the mediator who tells me that there's a CRIMINAL charge (3 actually) against me and the charges are going to be filed in my local court system TODAY if we can't come to an arrangement, agreement, etc. and I'm saying WHAT charges? She says uh, fraudulent filing, avoiding repayment of a debt, and something Federal. She mentioned a DirectLoans payday loans service as the company filing the charges and I stopped her right there -- no ma'am, didn't get a loan, didn't have a loan, and don't want a loan from them. She asked to verify my social (which she HAD -- how in the world is this information getting sold and shopped around) and I told her I did not verify that information; she would need to send me whatever in writing. That must have not been the right thing to say in the conversation chart (if yes go this way, if no go that way) because then she says well she'll go ahead and tell the company to continue with the filing of criminal charges....I told her good luck and may the force be with her.