May 28, 2015
Read this carefully, it contains everything you need to know including instructions on the end as to what to do and where to make complaints. Please note that you can successfully sue them under the FDCPA ($1,000) and under the TCPA ($500 per phone call, with a possible award of treble damages amounting to $1500 per call).
COMENITY BANK
Posted in: http://800notes.com/Phone.aspx/1-913-312-5159
http://800notes.com/Phone.aspx/1-720-456-3690
http://800notes.com/Phone.aspx/1-720-456-3679
http://800notes.com/Phone.aspx/1-614-212-5292
Seems to be a frequent flyer in these pages with a very bad reputation. Be advised that they are not subject to the FDCPA since they are the creditor. They may however be subject to state laws.
Web site with contact information: http://www.comenity.net/comenity/ContactUs/
Now for the interesting part.
BBB page with 1,634 complaints, and 194 negative reviews and they still get an A+ rating. What the heck is that all about? http://www.bbb.org/centralohio/business-revie ... olumbus-oh-6558
They must be paying big bucks to the BBB for that.
Bizapedia has them as a Florida Fictitious name but they are located in Ohio: http://www.bizapedia.com/fl/COMENITY-BANK.html
Name verified at Sunbiz.org
Send them a cease and desist letter by certified, return receipt US mail. Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint here: http://www.flofr.com/StaticPages/FileAComplaint.htm