Jul 19, 2011
DO NOT TAKE THIS CALL!! BLOCK IT!! READ BELOW!! THIS IS A SCAM UNDER ANOTHER PHONE NUMBER IN THESE FORUMS!! CLAIMS HE IS CALLING FROM DFF LEGAL DEPARTMENT!!!
OK... So Im getting the same guy, caller ID is saying unknown number. He is giving me the name MICHAEL CHAVEZ with DFF LEGAL DEPARTMENT, with this phone number: 610-200-8026. I KNOW HOW THIS HAPPENED! About a month ago, I googled "payday loans"... I looked at several different companies/websites. I even went as far on one website (I have NO idea which one) to fill out a little info. But I stopped, never completed the application and closed my browser. All of the companies payback rate was either double or tripple the small amt. I needed, and I just couldn't bring myself to agree to that. The next day, and for the next three weeks I recieved 50+ emails a day from multiple payday loan websites, and they were calling my house phone all day trying to loan me money. I began to unsubscribe from the emails, and hang up on all calls. For the past week I have been getting calls from this unknown number, but would leave no message. TODAY I was home and caught the call. It was this guy! Same strong indian acct. Same threats. I was being charged with theft by recieving, electronic fraud, and identity theft via email. He had ALL my personal info, S.S.#, bank act.#, home address, e.t.c. HOWEVER, he never said he had my bank routing #. Yet he did know my banks name. Threatened to arrest me, was going to take my house, I would be paying him $3000+, kept throughing the word "federal" around. He said I borrowed the money from CASH ADVANCE or CASH NET..then he named off around 20 other diff. payday loan companies that I could have borrowed it from. I KNEW THIS WAS A SCAM, so I entertained him a bit. I asked how much did I borrow? He said "Between $250 & $350" I asked why he didnt know for sure, he talked over that. I then told him to listen to me carefully, that I to had been recording the conversation, and that I had never recieved any deposit into my bank act. from any payday loan company, nor had I requested or authorized any deposit.I told him that I would be contacting the police about this & my attorney, and would be listing a fraud alert on my bank act. And that if he ever called me again, I would sue him as well. He screamed he would be calling me again, and that he was coming to "my town" tomorrow to file these charges "into my name" and I would be arrested tomorrow. Said he was going to call my job, I laughed real hard and said "Go ahead, I'll give you the number...it's 911, I'm a cop". He hung up. Just to be on the safe side, I called my bank... they say I have to close my act. and open a new one to protect myself.... what a hassle.