These people claim to be from Wilson and Associates law firm collecting a debt from cashadvanceusa.com.  Complete scam, and I'm trying to legally disrupt their services. They say I will be arrested on larceny, theft, and fraud because I received a loan into my bank account, took out the money, and did not pay them back. Of course there was never a deposit.

I just got a call from the same place - Law offices of Wilson & Associates. He said his name is Sean Moss. He said I am being sued and they have a warrant. I told him that to have a warrant, you have to serve me first. He said my social security number and told me he will mail me the information. I told him that mailing information is not serving me - he called me an idiot and hung up on me.

I got the same call yesterday, he had all my info I guess due thru my email, I never applied for a loan, although I looked into one a few years ago, never got one. Before I received this call my emails were blowing up with payday loan emails from all over, and my cell phone would not stop ringing, every time I answered I told them to take me off there call list, then this phone call in the middle of  the afternoon, at first I thought it was a joke! Then I was trying to peace it together, it has to be a SCAM! I kept calling back this LAW FIRM  and whom I was speaking with Jason Salk! I asked him if he's running a business to answer my questions, he laughed at me and said he's not running a business! After several attempts of calling back and being HUNG UP on I realize this is not real, I have nothing to worry about because first I never took any money and can prove it! And two it has SCAM written all over this! BEWARE PEOPLE PLEASE!

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

http://www.ftc.gov/opa/2012/08/bgm.shtm

I received a threatening message from Sean Moss as well.  Indian guy from the accent.  He said I had 30 minutes to call back.