Jul 7, 2010
All persons who have called both home and work claim to be working for a law firm but this number is a cell phone, they are also all Asian according to their accents. I sent the following text in order to prevent future calls and harassment...(Important to note, they would not identify the name of their company, who they were collecting for, just confirmed my address and phone and work phone when they called. I applied and never received a loan online and my guess is this application information was illegally sold to this group..)
TEXT: "ACCORDING TO FTC "FAIR DEBT COLLECTION PRACTICES ACT" 15 USC 1693-1692P SEC 806 HARASSMENT OR ABUSE, "COLLECTORS MAY NOT ENGAGE IN ANY CONDUCT THE NATURAL CONSEQUENCE OF IS TO HARASS, OPPRESS OR ABUSE ANY PERSON IN CONNECTION WITH THE COLLECTION OF A DEBT" 805c "IF A CONSUMER NOTIFIES IN WRITING THAT CONSUMER WISHES COLLECTOR TO CEASE FURTHER COMMUNICATION WITH CONSUMER, THE DEBT COLLECTOR SHALL NOT COMMUNICATE WITH THE CONSUMER THIS IS MY WRITTEN NOTICE TO STOP CALLING (INCLUDED NUMBERS) A COMPLAINT HAS BEEN FILED WITH FTC. NO PAPERWORK HAS BEEN SUPPLIED, THE NAME OF YOUR COMPANY HAS NOT BEEN SUPPLIED FURTHER HARASSMENT WILL NOW BE A CRIMINAL OFFENSE. "
This is the law concerning harassing calls, they can be charged criminally for further contact.