Some forein accent guy saying there are federal criminal charges against you for money laundering

A guy with a foreign accent telling me to call him back the minute I get the message or all he can say is good luck as things unfold.

I received the same message - he said the message was extremely time-sensitive and his name is patrick (could not make out last name). I do not understand....

These are scammers and once they establish contact---the calls are relentless.  They are trying to scare you into giving them money for a loan you never paid back.  Just ignore them--and report them to FBI/BBB/ITC.  If you happen to talk to them by mistake, dont give any information to them....they have hacked into a system and retrieved info such as ssn, references, contact numbers etc.  Many people have fallen victim to this scam----IGNORE THEM.

are trying to collect on a loan that you never took out....(payday loan)