Dec 30, 2016
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
USCB CORPORATION AKA U.S. CREDITOR’S BUREAU, INC.
Posted in: http://800notes.com/Phone.aspx/1-570-803-0360/2
http://800notes.com/Phone.aspx/1-800-935-0951
http://800notes.com/Phone.aspx/1-570-397-2016/2
http://800notes.com/Phone.aspx/1-570-876-7066#p1142024693560728443
Web page gives a physical address: http://www.uscbcorporation.com/contact.htm
BBB gives them an accredited A+ with 34 complaints and 1 negative review: http://www.bbb.org/washington-dc-eastern-pa/b ... d-pa-235965907/
They have a Chamber of commerce page: http://www.scrantonchamber.com/Debt-Collection/USCB-Corporation-4175
Bizapedia lists this for them:
Company Name: USCB CORPORATION
File Number: 3202733
Filing State: Pennsylvania (PA)
Filing Status: Active
Filing Date: March 1, 2004
Company Age: 11 Years, 8 Months
Company Contacts
NOREEN JOHNSON
President
101 Harrison Street
Archbald, PA 18403
Well I can see why there are so many problems with this criminal enterprise, they work out of a garbage dump (literally): https://www.google.com/maps/place/US+CB+Busin ... 121cf8c!6m1!1e1
Other complaints:
http://www.ripoffreport.com/r/uscb-corporation/archbald-pennsylvania-18403/uscb-corporation-reporting-on-transunion-file-a-debt-i-do-not-knowripoff-archbald-penns-204033
http://www.ripoffreport.com/r/uscb-corporation/aechbald-pennsylvania-18403/uscb-corporation-uscb-crop-this-debt-collecting-angecy-called-me-one-day-and-ask-me-do-y-773084
http://www.callercomplaints.com/SearchResult.aspx?Phone=570-876-6309
https://creditboards.com/forums/index.php?showtopic=300869
Looks like they have a habit of shilling: http://800notes.com/Phone.aspx/1-570-876-6309/6
Looks like they get sued a whole lot, cases listed here are just a drop in the bucket:
https://www.pacermonitor.com/public/case/8297729/Welch_v_USCB_Corporation
https://www.pacermonitor.com/public/case/8550687/Moore_v_USCB_Corporation
http://www.law360.com/cases/53f7a87b4fd0c56a5f000003/dockets
http://www.leagle.com/decision/In%20FDCO%2020 ... .%20USCB,%20INC.?
http://www.open-public-records.com/court/pennsylvania-15670714.htm
https://www.law360.com/cases/4fa8356365bf4210e80041fc
http://www.plainsite.org/dockets/m524lj2h/pen ... cb-corporation/
Class action lawsuit that they lost: https://www.debtcollectiontcpasettlement.com/Documents/UJT_NOT.pdf
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the PA AG’s Office: https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/