May 28, 2012
cooki,
They are "searching up the number" because they are a business concerned about their reputation. If you own a business, you would be well advised to make such web reputation checks yourself.
It would appear that they are a collection agency. I would have felt a little better about them if they had stated that when they made their original post here, as keeping the nature of their activity to themselves, while also suggesting that you just "give them a call", has a slightly creepy "spider to the fly" feel to it, but creepy feels do not establish illegitimacy on their part.
In their defense, they are very up front about who and what they are on the web, which I appreciate. If you are so foolish as to call someone without doing a little checking first, perhaps you deserve any unpleasant surprises that result ;) .
I don't know if you have ever been involved in managing a business, but I have been involved in running everything from a two-person start up to the management of a company among the top 250 U.S. corporations. Delinquent accounts receivables can be a serious problem. While I always believed it was important to do our own receivables management, a professionally run collections agency, operating fairly, honestly, and within the law, is a perfectly legitimate business. Admittedly, it sometimes seems like I am describing a mythical creature, but to the degree unicorns exist, we should encourage them. Posts such as yours might tempt a legitimate CA to throw up their hands and join the dark side.
Sticking with my childhood cautionary tale theme, when a poster here cries wolf, it does not just reflect on the poster's credibility, it impacts the entire site's credibility. Some of us put in a lot of time and effort trying to help people, and trying to thwart the scammers. It only takes a few wannabe shepherds crying wolf to make us all look like hotheaded idiots.
If you have evidence that USCB is violating the FDCPA, or even stretching its boundaries, we would like to hear about it, and will do whatever we can to assist victims of any such abuse. However, while no one wants to receive dunning phone calls, we have no wish to unjustly accuse a legitimate business of being an outlaw when they are not.
Please think carefully, and do adequate research before you post. Quoting a hothead posting elsewhere does not constitute research.
LS