Apr 15, 2014
No, this is NOT how it works. If you were being sued you would receive a summons delivered by a deputy or a process server. Neither of which EVER call ahead of time to let you know they're coming!
Your caller is using a VERY old intimidation tactic in the hope you'll be intimidated & pay on an invalid or bogus debt. You can NOT be "formally served" by phone or e-mail. EVER!
If you take another call from them, DEMAND a notice of validation be delivered to you by mail. NOT e-mail or fax. As per federal regulation under the FDCPA. When your caller refuses, or starts blustering, case closed! Your caller is a desperate & fraudulent collector attempting to collect on an invalid, time-barred or purely bogus debt.
Google the FDCPA. Know your rights.
Be Safe. Be Aware.
Gunnar