She called me to tell me that I owed 100 left then I told her I don't have save said I lose the settlement and said that I have to pay 3 times the amount and told me that ridiclious I am from hanford

>> and told me that ridiclious I am from hanford <<

Please rephrase your entire post in something that is more understandable.
Also, what does being from Hanford have to do with anything?

Number called and said I owe for a payday loan from cashnetusa from 09....he also said that if I didn't pay they gonna file theft charges and my drivers license would be suspended... Once I said I didn't even get the loan in 09 and that it was settled he then placed me on hold for forever til I hung up...