Best report
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Mar 5, 2008
Never pay the collection agency. If you owe the debt pay it directly to the medical provider with a bank money order NEVER A CHECK! Have it forced endorcement to the medical provider, send it certified mail return reciept. The medical office can not legally forward payment to the collection agency since you have the forced endorcement.
If you pay the bill this way then the medical provider can not legally provide any more information about the account to the collection agency and there for it must be removed from your credit. If you pay the agency it will show as a paid collection which still hurts your report.
If you pay the bill this way then the medical provider can not legally provide any more information about the account to the collection agency and there for it must be removed from your credit. If you pay the agency it will show as a paid collection which still hurts your report.