Oct 11, 2013
They just called at 6:34am. Woke me up! Claimed to be from "Credit Card Services" and claimed they represented Bank of America AND Capital One and said they could offer me a lower rate on my credit card because I never missed a payment. DUH! That might be because I don't have a credit card from either company. Totally SPAM. Will file a complaint. May sue (yes, you can now do that!).