Oct 9, 2013
Debt is civil, not criminal, so you are NOT going to be arrested. It is also a violation of federal law to threaten someone with jail for allegedly failing to pay a debt.
Per the Federal Debt Collection Practices Act (FDCPA) - any caller who refuses to MAIL you proof that the debt is yours, and that they can legally collect said debt - is owed NOTHING! Report the caller to the FTC, the FBI and your state's Attorney General. If the caller harasses you again, let him/her know that you're recording all calls made to you to give to your own attorney for a lawsuit for multiple violations of the FDCPA (even if you don't have an attorney).