saying you have a payday loan with a company and you really don't.

a pay day loan used 516-288-1515

Didn't do any loan stuff. And I don't see why i need to pay them when I didn't do anything

You don't need to pay them. Its a scam.

Robert Wood called my cellphone and left a -threatening message about some payday loan and that he was going to garnish my wages and so on and so forth. The call came from 561-288-1551 when I called it back, the number is a non working cellphone number I called the number left on the message 561-235-7900 spoke with This ******* [***]. Advised him that I was recording the call and that he was in violation of federal law by spoofing his phone number (the non working celphone number) he started to go off on the wage garnishment bs and then hung up on me. I called the number right back and again advised the call was being recorded and he hung up on me. I called back a 3rd time and it went to his voicemail so I left him a message that I was going to hunt him down and sue his ***.