Dec 18, 2014
"zombie debt" collector spoofing an Iowa phone number. The company is NCC Recovery and they're based out of Ontario, Canada.
They say that a civil lawsuit has been filed against you and they want to help out, but you have to call them back with a case number. DO NOT CALL THEM BACK! There is no lawsuit. If you call back and give them the case number that restarts the statute of limitations on the debt and then you are obligated to pay it.
These scumbags buy "dead" debt for pennies on the dollar, and then act like they're doing you some huge favor buy offering you a settlement.
I'm sure that they're breaking some international law by doing this, and they're violating the FDCPA (Fair Debt Collection Practices Act) as well.
If you owe a debt and want to pay it, go straight to the company that you owe the money to, NEVER put money in the pockets of these criminals.