Best report
ϟ
Sep 29, 2011
I just got this same call and must have asked too many questions becuase they said they would have to call me right back and never did. LOL. This is not obvious to everyone that it is a scam especially since we had called the credit company two weeks ago to ask for a lower interest rate. Thank goodness I know not to give personal information out.
They claim to work with all credit companies to lower interest rates and that there are no up front fees because they make profit on the interest savings (that noone is paying?). When I gave them information regarding my limit $x and my total balance as $x-about 100 dollars, they claimed that I would not be approved because it was so close to the limit. They wanted another card that was the "furthest away from the limit" to get the new low rate on and claimed that it would "apply to ALL open revolving accounts". A dream come true but too good to be true, nevertheless.
This is where the lightbulb went on and I asked what company they were with and they said Freedom Credit Financial or something like that. Then he asked if he could call me back in five minutes and never did. Hmmm... was it something I said?
They claim to work with all credit companies to lower interest rates and that there are no up front fees because they make profit on the interest savings (that noone is paying?). When I gave them information regarding my limit $x and my total balance as $x-about 100 dollars, they claimed that I would not be approved because it was so close to the limit. They wanted another card that was the "furthest away from the limit" to get the new low rate on and claimed that it would "apply to ALL open revolving accounts". A dream come true but too good to be true, nevertheless.
This is where the lightbulb went on and I asked what company they were with and they said Freedom Credit Financial or something like that. Then he asked if he could call me back in five minutes and never did. Hmmm... was it something I said?