Feb 18, 2016
Wanted to "lower my interest rate" on a Visa, Mastercard,Sears,Discover,etc... card. After asking several times she gave me all of these card names. I do not have any balances on my cards so I asked her who she was trying to reach. She repeated the card names. i said that was not the answer to my question and asked her again. After the third time asking her who she was calling or trying to reach SHE HUNG UP ON ME. 100% scam! Credit card companies will automatically lower your rate or send you a letter. THEY DO NOT CALL YOU asking for your credit card info.