Best report
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Dec 17, 2016
They are required to send you a dunning letter within 5 days of the first time they left a message or talked to you. Failure to do that is a violation of the law. That letter was supposed to also tell you what to do to verify that they have the legal right to collect the debt and that you do indeed owe it. That has to be done in writing and mailed to them. I would suggest you send it in some way that you can prove they got it.