My mother received a phone call from this company.  She beleived it to be a scam so she contacted the police.  An officer came over and called the number back.  The rep who picked up was rude even to the officer.  The officer hung up on her.  I tried to call them back myself and failed to get an answer.  I get an automated message stating that all reps are busy helping other customers and it disconnects after that.  I don't remember a whole lot from working collections myself, but I do remember something about only being able to have contact with the customer twice in one day.  I can also tell you that you can have them no longer contact you if you provide them with what is called a cease and desist letter.  They have to provide you with an address to send this to.  I advise everyone reading this to do so.