Text from 6218280003@vtext.com:
We are sorry to inform you that we had to lock your (First-Choise) account.Call at :5042085627

Obvious phishing scam.

We are sorry to inform you we had to lock your (Generation) account please call 5042085627.  An automated woman's voice came up and said "we are sorry we had to restrict your debit bank account card please enter your 16 digit number.

I didn't go any further knowing it was a scam.