We get calls at our business from this number saying it is our credit card services provider . . . except our Merchant Services says they've never heard of it and there is nothing about our accounts they would ever discuss except in writing.

The name left is "Tammy Culver".  She leaves a "reference number" and says to call her back.  But you can't call her back -- there's a recording which won't let you leave a number.  No company name is ever given.

Short version:  it's a scam.

I got a call from one of my merchants.  Stay clear of these people, Tammy Culver and "Andrew".  They claim to be from the "merchant company"  They are thieves.  Same method of operation as stated obove.  Reference #... Stay away.

I received a mesage about a call today. I was out of the office , and I have been working on getting figures to comapair with the rip-off,APEX, company I have now. So I thought it was some one calling me back from rip-off company. No, just a female voice telling me she is not in,no company name. and to leave a message.
So I left a message that I do not know who I am calling or for what reason but here is the referance number you left.

THIS IS A CELL PHONE NUMBER. More dishonest people

I was out of the office today and received a message from my receptionist that a Chris from this business called. Chris did not give us his last name, but claims there are important changes on our business account and gave a reference number. When asked, he failed and refused to let her know which company he is calling about. Just that it's important because there are changes to our business account. For some reason, we receive a lot of these type of phone calls, and became suspicious right away. Did a quick GOOGLE search using this phone number to find out that it is indeed a scam.