Zion is now gone now, they opened themselves as United Capital Holding Associates. This guy just opens boiler rooms and keeps moving so he doesn't get caught, even if that's his real name. Gotta stop giving money to cold calls, anybody can make up a company and sell you an idea or a dream.

We received a call from Zion Capital Finance (James Davies) in Sept.2014 about selling time share for us. Everything sounded on the up and up.  Well-----WRONG..   Needless to say, we were SUCKERED from the word GO.  We had several phone calls from Zion (Emma Walters) and (Cody Reynolds) both asking for cashier's checks to be made out and sent to United Capital Holding Associates in Winter Park, Fl. First check was for $1988.00 (legal paperwork) and then Cody called in Dec.2014 asking for $1650.00( $550 doc stamp fee and $1100 title insurance)  Of course  the $1100. 00 would be refunded after sale was completed. So  when United Capital received the last cashier's check, a packet with final paperwork and a cashier's check for the purchase  amount ($28,000.00) was to be overnighted to us.   Well, it's been a LONG night, because we have yet to receive anything.(Today is Jan.28,2015)   I have not been able to get a response from Zion  either
by phone or email.

It's SAD that Zion and United  Capital are able to get away with such a SCAM. It's more SAD and INFURIATING that  these
two companies  seem to be praying on SENIORS and VETS. I'm sure in each case that the property sale revenue was needed for that household to survive.  WHAT A SHAME THAT PEOPLE HAVE TO BE SUCH CROOKS.

We first started receiving the same calls from Zion Capital Finance, from James Davies then we were linked up with Emma Walters to set up the documents for sale and were asked to send a check for $1988 to Capital Holdings Associates. which we did the 1st of December.  Then Cody Reynolds called and asked for the $1650 ($550 doc stamp fee and $1100 title insurance) via wire transfer.  We only sent the $550 and Cody was quick to email and request the rest, which we did.  We never heard back, I called and emailed Cody and left message.  Much to our surprise he called back from home (Feb. 25th) saying he had been gone due to a death in the family and was trying to catch and would be in touch.  Friday, Feb 27th he missed getting with United Capital due to the time different and he would get us on the 28th.  Sat, Feb 28th he called to say that United Capital Holdings had a computer glitch and made the check for $550 to us rather than to the company to cover taxes and also the tax limitation was due to run out so he needs us to send United Cap. Holdings via wire another $550 dollars.  He will be sending that check to us and we need to send him $550 now in order to keep the tax deadline from running out.  We said that once the check arrives we will send him the money at which time he said he would be afraid that the tax deadline would run out so we need to send the money now......Is this a similar outcome and story that the rest of you have heard?   We flat out told him we think this is a scam and of course Cody says it is not.

Did you ever receive your check?  I have Cody on the phone right now and he is asking me for the money for the doc stamp and title insurance.  I am reading him these comments but he is insisting they are legit.

On Sept 19th 2014 I received a call from Mr James Davies indicating that he had a sale for my timeshare in Orlando.  He emailed me an agreement where I sent a draft for $1988.  On November 21st 2014 He requested a final payment of $1650 which represented charges for documents and transfer of sale.  I sent this money as I was told the check will be ready.  Needless to say.  I have tried several times to contact Mr James Davies and Mr Cody Reynolds as all calls go unanswered.  It seems the company no longer exist.  These people are SCAMPS.  The owner of this business Mr Ryan Gutridge should be thrown in Jail.