when you call back it says it's a solicitor and you are on the solicitation opt out service

Payday loan scam

They just call and hang up with no caller ID

Scam payday loan offer - illegal - want you to pay up front for a loan you never applied for.  Legitimate lenders do not charge fees up front to receive money.  You will pay and never receive a dime

They keep calling my phone.  They have a automatic message stating that you have been approved for a payday loan for $7000. Which I have not applied for one.  *** SCAM ***