Court action scam. Miss Shephard.
SCAM!

Court Action scam! Called both my home phone and my cell phone. I am going to be Rich! $1500 per phone call.

I just got off the phone with Ms. Shepard as well. I found this post while I was on the phone with her and decided to have some fun and see how long I could string them along. They even sent me a Docusign letter to sign that would bind me to pay them and fraction of "what I owed Discover Card" ($2500 on a $4587.05 past due amount).