Dec 17, 2012
This a debt collector. Obviously bottom feeders in the junk debt pool. The person that called me left a message identifying himself as "Rick Woods with CRS" some BS about being in the "legal dept." re: signing off on an affidavit against me today and that it would be in my best interest to return his call. I don't feel that I need to justify myself to anyone, however, I provide the following information for the purpose of enlightenment to anyone getting calls from high pressure debt collectors. The debt he called about could have been mine, however, it would have to be out of statute and no longer on what is now a pristine credit report. To pay any debt charged-off previously would serve no purpose at all except to pay a commission to some underserving slug who does not deserve it. My advice: ignore calls such as these. Don't EVER try to resolve the matter by phone with one of these people as it would be futile and aggravating, and most certainly upset you. Invest in Caller I.D./Call Block capabilities and move on with your day.