Sep 29, 2012
My husband received a call from Ms. Pryor with CRS and she stated that there was a "complaint" against my husband for not paying the remaining amount from a truck that he had that was repo'd. She tried to make it sound like she was working for a law firm. She threatened him with wage garnishment and a 1099C. Yes, my husband did have a truck repo'd a few years ago and the amount was charged off by the original creditor. My husband got mad and hung up on her. Immediately, my phone rang and it was Ms. Pryor. I was polite to her and started asking her questions. I asked her who she worked for and if she was with a collection agency. She stuttered for a moment and said, "with attorneys on staff". I played dumb and asked her what the bill was for. She said for the remaining balance from a reposessed 2003 Ford Taurus....quickly corrected her self and said F-150 truck. I said, "did you say Taurus?" and she ignored my question. (Funny, I used to own a Ford Taurus)...She said that she would file a 1099C if we didn't pay within four months. I asked if she could extend the number of months so that the payment would be affordable every month. She said that she would ask the "attorneys" and call me back in the morning. I asked for her name and phone number. She gave me this phone number and an extension number. I got on the internet and researched what a 1099C (not a big deal; just that the IRS would be notified of the charged off amount on the truck and we would have to report that amount as taxable income). Also, found numerous places saying that there are people out there trying to scam other people for old bills that are unpaid. I called the number back at 2:00 a.m. expecting to have to put in an extension number or something and it went straight to her voicemail. Hmm.....If she ever calls me again I will start calling her every night in the middle of the night. This crap is a scam. Somehow...she got some of our information and is posing as a bill collector.