+1 469-368-6403
We have got 4 reports against 4693686403
The majority indicated that it is a Other
Who called 4693686403
Location: Texas
Operator: Билайн
Views: 29
Detailed information
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Aug 19, 2016
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   http://800notes.com/faq/attorney-general
Other
Recent comments:
1
Aug 22, 2011
Go away you dirt bag bill collector
Other
2
Aug 19, 2016
abrasive - refuses to send demands in writing
Other
3
Aug 19, 2016
...which is a Violation of the FDCPA.  Give your attorney general's office a call.

A FIVE YEAR lapse between  reports - interesting!
Other
4
Aug 19, 2016
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   http://800notes.com/faq/attorney-general
Other
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