Robo-caller stating you are pre-approved for a new lower interest rate of 6.99% .....blah, blah. Cheesy-[***] company doesn't even have the guts to put their name on the call. It shows unavailable. Just another scam. Even though they say this will be their last call, you are assured it won't be.  Tthey last call everyone to death. Jeez why can't mass killers target these types of companies instead. They would be doing the public a favor.