Apparently my new company (relocation division) gave my number and email address to Citi, and now they are calling me trying to get my business for a new home loan.  I guess they didn't get the message that I'm renting an apartment...

Legit call for my refinance

If they don't solicit, then what the h**l are they doing calling me?  I don't do any business with them.  I am not in danger of foreclosure nor do I have any debt problems.  So glad I didn't pick up when I saw an unknown number.

In no way was it a legitimate call when they called me.

I hope you can find some free help somewhere to help you fight them.  If they are returning your mortgage payments, then they have no interest in helping you in any way, only in hurting you.  I am so sorry.