get an average of one to two of these a day, usually in the early a.m. and mid-p.m.  Something about lowering interest rates, which is a laugh since I always pay my cc bills off every month.

Non Stop calls. When I answer we get disconnected. Very Annoying!!

These people call every day at my business. I answered and said "Hello" they stayed on the line for 2 minutes trying to get someone to talk with them. They passed thephone between 3 different people. This is a total unethical scam. I would not respond. I just listened to these idiots on the other end. A room full of scam artist. Don't talk with these idiots. Set the phone down and listen to their desperation to try and scam the person on the other end of the call.