Best report
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Feb 24, 2015
This company has been calling me under various phone numbers from across the country. Most times they call and say they need to connect me with an agent but then they hang up. Yesterday I was actually connected with the agent who stated he was collecting a debt from an old cell phone from 2009. I told him I had never received any notifications about this debt and have no indication on my credit report of it and asked if this was some kind of scam. The man began berating me for saying that and saying that I should do my homework on my finances. He ended up transferring me to a supervisor who explained to me that this debt from 2009 had been turned over to them in December 2014. I asked them to send me documentation and they said they would. Today I called the company this debt originated with to verify if I did in fact have any outstanding unpaid debts with them. They confirmed there was an unpaid charge from when I disconnected the service, and also confirmed that since they are closing their cell phone business (local company) they sold all remaining unpaid accounts to this Receivables Performance Management. However, they allowed me to pay them directly rather than having to deal with these shady people. The thing I found most striking about it is the unpaid debt this company showed for me is approximately $11 less than Receivables Performance Management was insisting I owed.
Long story short, it seems this company actually purchases records of unpaid debts from companies, then harasses the people to pay them, at a premium tacked on to what the actual debt really is. So if you get a call from them, and the debt is truly yours, I'd recommend calling the place the debt originated to see if you can work it out directly with them.
Long story short, it seems this company actually purchases records of unpaid debts from companies, then harasses the people to pay them, at a premium tacked on to what the actual debt really is. So if you get a call from them, and the debt is truly yours, I'd recommend calling the place the debt originated to see if you can work it out directly with them.