I answered the phone and a recorded message said, if I would like to lower my credit card interest rate press 1, to be removed from the list press 2. This is the second time I received a call such as this. This first time I pressed 2, which didn't remove from the list. So this time I pressed 1, a person answered and said they were with card services. I question him which Bank or credit card he represented he repeated card services. I told him he was scam artist and would report him, and he hung up the phone. I investigated and found the area code was invalid.