Received a text message from this phone number 4406550528 stating that if I was having trouble paying my mortage they could help ?  Sounds like a scam to me as I know one or company in Ohio!!

Received a text message from the same phone number (440) 655-0528 at 7.08AM this morning!  That said, 'Having a hard time paying your Mortgage? Need help lowering your mortgage payments? Get an interest Rate as low as 2% Fixed. If so reply HELP. To cancel reply STOP.'  WTF?!  It's appears to orginated from a cell phone out of Willoughby, Ohio w/ the carrier New Cingular Wireless Pcs, Llc.  Working for AT&T has it's perks, going to see what can be done to investigate.