In this related thread, Admin had to mount an "intervention" in June 2014, removing illiterate insults from a shill. The thug posted the same day the thread began, painting all who assert their consumer rights as "professional debtors".

http://800notes.com/Phone.aspx/1-210-960-9008


Police are concerned with threats to lives and public safety. Police are not in the business of debt collection. They don't want another job chasing unproven penny-ante debts. Consumer debt in America is *not* a criminal matter and collector claims are not typically sent straight to a judge. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors