Keeps calling my office number.

Called tonight.  "JOE" says he talked to me in October 2006 about decreasing my mortgage rate.  Says since the rates have dropped, he can save me $400 a month on my mortgage now.  Too bad I'm only paying $350!  I'm certain I've never talked to him before.

I spoke with one person back in august 07 from Minnesota about refinancing and then it switched to Washington and there has been another from north Carolina and it seems as thought these mortgage brokers are selling your phone numbers to other mortgage brokers and some of them are constantly calling.